Another Bit 'o Brilliance - Credit bureaus create FICO score rival

As if one credit score thingy was not enough to have to keep track of, here comes another brilliant formula to contend with.
MSN Money - Credit bureaus create FICO score rival.
I do believe that consumers should stop being afraid of banks, credit bureaus and the like and speak out against onerous practices and processes.
Meaning - the score/test stuff is making us all sick.
Remember... This used to be a democracy: Voices of protest from the public and government were able to make the IRS change, so why not therse fools?
(... Did I say that? - ah oh - there goes my credit score.)